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Commercial insurance in Orlando could cover anything from the building you own or just contents a building you lease, including the stock you are selling. Besides the physical items to be insured, there are other things to consider as well. You may want coverage in case of a loss that causes interruption in your businessfor a covered peril. If your business is temporarily closed, business interruption could cover the revenue you lose while your business is closed and in some cases go so far as to pay your employees’ salaries.
Another part of your commercial insurance in Orlando is general liability coverage. This protects your business from accidents that customers or non-customers may have on your property. The most prevalent loss is the slip or trip and fall. It could pay for medical expenses for a claimant or cover legal expense you may incur if someone decided to sue.
There are potentially two other types of commercial insurance in Orlando. These are crime coverages which generally cover losses of money. It could be getting robbed or an employee who embezzles. Inland Marine coverages are anything that doesn’t fit into any other category of insurance. These are very diverse and can be very confusing. To make sure your business is adequately covered you need to sit down with an insurance agent and discuss coverages.